Do you promote your goods and services on the online space, e.g via a website, social media platforms, Whats app e.t.c. Get more customers by accepting online card payments via Co-opBank eCommerce solution!
Solutions for merchants without website
You can still receive online card payments without owning a website.
NO COST TO YOU! NOT INTEGRATION NEEDED!
How does Co-opBank eCommerce solution work without a website?
The merchant receives a unique link (Pay-By-Link) which they will use to invoice their customers. It works as follows:
1. Once the merchant and the customer agree on the pricing, the merchant sends the payment link to the customers email address.
2. The customer will receive an invoice with the link on their email.
3. The link will open up a portal where the customer will insert their card details and the amount they are to pay.
4. Once the payment goes through, the merchant will receive a payment confirmation via email and SMS.
5. The customer will also receive a notification via SMS in the event they have subscribed to SMS alert with their card provider.
Advantages of the Co-opBank eCommerce Solution (Pay-By- Link ) Option:
1. The merchant does not incur any cost to get the Pay-By-Link solution. It is FREE to get onboarded.
2. The solution is secure, because it is 3D secure, with two factor authentication for all card payments
3. In the event a customer makes a wrong payment, the merchant can reverse the payment without calling the bank for a reversal
4. The customer cannot reverse a payment, therefore reduces the risks to merchants, to lose money from dubious characters
5. Payment reconciliation is easy for the merchant since they can track payment and view payment from a single dashboard.
